FHA Loans
Federal Housing Administration Loans
Get your house — even with a low down payment
FHA Loans are backed by the Federal Housing Administration. With as little as 3.5% down, you can take out a mortgage and start building equity in your house.
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Don't let less-than-perfect credit take away your dream of owning a home. Our FHA loans require as little as 3.5% down if your credit score is 620 or above.
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We know the dream of home ownership is something most of us strive for, but sometimes saving for a large down payment is difficult to accomplish. Connect with a mortgage banker to review your situation and determine if you qualify for an FHA low down payment option.
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Our mortgage bankers offer personalized service and are available to walk you through the home-buying process. Find a local mortgage banker using the link below or give us a call. If you have existing mortgage-related questions, call mortgage customer service at 866-910-5218.
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Accurately calculating your mortgage can be a critical first step when determining your budget. The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total amount you will eventually pay for the property. Use this calculator to see the impact of these variables: property taxes, hazard insurance, and private mortgage insurance (PMI).
Calculator
Additional Information
Apply with our online application. It walks you through the process and allows you to submit documents securely using your phone, tablet or computer. You also get 24/7 access to your loan in progress and a direct line of communication with your loan officer to make sure your loan stays on track for closing!
After your application is completed, your mortgage banker will contact you to answer any questions you may have and request items if they need additional documentation.
Get Started
Once everything is finalized, we'll send you the application package. This package will contain papers for you to sign and a list of items we'll need to verify the information you provided about your finances during the online application.
You'll also need to obtain title insurance. If you are purchasing a new home, we'll work with the real estate broker or seller to ensure the title work is ordered as soon as possible. If you are refinancing, we'll take care of ordering the title work for you.
After we receive all your paperwork — your application package, the appraisal and the title work — we'll contact you to schedule your loan closing. If you are purchasing a home, we'll also schedule the closing with the real estate broker and the seller.
The closing will take place at the office of a title company or attorney in your area who will act as our agent. A few days before closing your Mortgage Banker will contact you to walk through the final information.
Ready to Get Started?
Find a local mortgage banker using the link below or give us a call. If you have existing mortgage-related questions, call mortgage customer service at 866-910-5218. For new loan or refinance inquiries, call 888-664-2129. We’re here to help.